Spelunking in the Mountain of Debts

It's 30th of the month. What does it mean? It's payday. After many hours of working tenaciously, salary is a great reward. While the others are planning on how to spend their money in a looooooooong weekend, I am struggling on how to survive the next month. I am not yet receiving my salary for three months. Well, it is but normal not to claim salary for a new senior high school teacher like me because there are still processes to be done. Patience is a virtue.

Because of my situation, I have no choice but to find persons whom I can borrow money. Thanks that I have a cousin and a co- teacher who are helping me to suffice my needs. Actually, I used to have my salary when I was teaching in junior high school. Because of my promotion, my salary stopped. I understand that sudden change, but I am anxious about my financial status.

I have loans from two banks that I need to pay. I am afraid of the growing interests or penalties they might give to me. Maybe, you will ask what happened to the money you loaned. Well, I used the money to help paying our family's debt. I also helped in helping my sister to finish her tertiary education. Because of the debts as well as our needs, my savings are gone. My ATM cards are hibernating in my spacious wallet.

What I can do for now is look at the sky and ask for a miracle to happen. My fellow teachers who are neophyte in the service also undergo the same fate of mine. We accept the reality. To lighten the situation, we just sing the lines of Aiza Seguerra's Pagdating ng Panahon. We compare salary with love that will arrive in the right place, in the right time.

What I learned with these situations are:

1. I need to be strong with the test of time. 
2. I need to be enthusiastic in working. Rewards are given to dedicated people. 
3. I need to be wise in my financial aspects. 

I just pray to God that all of my problems will be solved. For the meantime, I need to adjust just what the Filipino maxim: Kung maiksi ang kumot, matututong mamaluktot.